Finance & Insurance Policy

You & Us Dental Studio
Dr. Osniel Santamarina & Dra. Yaniris Rodriguez
400 SW 107 Ave, Suite 138
Miami, Florida
Effective Date: 03.04.2026

FINANCIAL & INSURANCE POLICY

At You & Us Dental Studio, we are committed to transparency, fairness, and clear communication regarding financial responsibilities.

Our goal is to ensure patients fully understand treatment costs and payment expectations prior to beginning care.

PAYMENT RESPONSIBILITY

Payment is due at the time services are rendered unless prior arrangements have been made.

We accept:

  • Cash
  • Major credit cards
  • Debit cards
  • Approved third-party financing options

For extensive treatments, payment plans or financing options may be discussed prior to initiating treatment.

INSURANCE POLICY

As a courtesy to our patients, we will submit insurance claims on your behalf when applicable.

However:

  • Insurance is a contract between you and your insurance company.
  • We are not a party to that contract.
  • Estimated coverage is not a guarantee of payment.

Patients are responsible for:

  • Deductibles
  • Co-payments
  • Co-insurance
  • Non-covered services
  • Any balance not paid by insurance

If insurance payment is delayed beyond 60 days, the remaining balance becomes the patient’s responsibility.

ESTIMATES AND PRE-TREATMENT AUTHORIZATIONS

Treatment estimates are provided based on the information available at the time of consultation.

Insurance pre-authorizations are estimates only and do not guarantee payment.

Final responsibility for payment remains with the patient.

OUTSTANDING BALANCES

Accounts with outstanding balances may be subject to:

  • Late fees
  • Collection procedures
  • Suspension of non-emergency treatment

We are committed to working with patients to resolve financial matters professionally and respectfully.

MISSED APPOINTMENTS / CANCELLATION POLICY

We request at least 24–48 hours’ notice for cancellations.

Failure to provide proper notice may result in a cancellation fee.

Repeated missed appointments may require prepayment to schedule future visits.

REFUNDS

Refunds, when applicable, will be processed within a reasonable timeframe after account review.

Insurance refunds will be issued only after final claim reconciliation.

THIRD-PARTY FINANCING

If financing is used:

  • Patients are responsible for adhering to financing terms.
  • Any disputes must be addressed directly with the financing provider.

ACKNOWLEDGMENT

By receiving treatment at You & Us Dental Studio, patients acknowledge and agree to this Financial & Insurance Policy.

For questions, please contact our office at:
Phone: (305) 330-4083